:root{
  --bg:#f5f6f8;--surface:#fff;--surface-2:#f0f1f3;--surface-3:#e8eaed;
  --text:#15171a;--muted:#6b7280;--border:#e2e4e8;--red:#e51f27;--red-2:#ba1219;
  --red-soft:#fff0f1;--green:#15803d;--green-soft:#ecfdf3;--amber:#b45309;--amber-soft:#fff7ed;
  --blue:#2563eb;--blue-soft:#eff6ff;--shadow:0 16px 45px rgba(16,24,40,.08);--radius:22px;
  --sidebar:250px;--topbar:76px;color-scheme:light;
}
html[data-theme="dark"]{
  --bg:#090a0c;--surface:#111317;--surface-2:#171a20;--surface-3:#20242b;
  --text:#f4f5f7;--muted:#9aa1ab;--border:#292e36;--red:#ff343c;--red-2:#e51f27;
  --red-soft:#2b1114;--green:#4ade80;--green-soft:#0e2417;--amber:#fbbf24;--amber-soft:#2b200c;
  --blue:#60a5fa;--blue-soft:#10223d;--shadow:0 20px 55px rgba(0,0,0,.35);color-scheme:dark;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.5;min-height:100vh}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}a{color:inherit;text-decoration:none}img{max-width:100%}.hidden{display:none!important}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Auth */
.auth-page{min-height:100vh;display:grid;grid-template-columns:minmax(340px,1fr) minmax(420px,540px);background:var(--bg)}
.auth-visual{position:relative;overflow:hidden;padding:54px;display:flex;flex-direction:column;justify-content:space-between;background:radial-gradient(circle at 20% 20%,rgba(229,31,39,.5),transparent 34%),linear-gradient(145deg,#090909 5%,#1a0c0e 55%,#450d12);color:#fff}
.auth-visual:after{content:"";position:absolute;inset:auto -12% -18% 18%;height:58%;border-radius:50%;background:radial-gradient(circle,rgba(255,45,55,.25),transparent 65%);filter:blur(10px)}
.auth-brand{position:relative;z-index:2;display:flex;align-items:center;gap:14px;font-weight:850;letter-spacing:.08em}.auth-brand img{width:48px;height:48px;border-radius:12px}.auth-brand span small{display:block;font-size:10px;letter-spacing:.2em;color:#c9c9c9;font-weight:600}.auth-copy{position:relative;z-index:2;max-width:660px}.auth-copy h1{font-size:clamp(38px,5vw,70px);line-height:.98;margin:0 0 22px;letter-spacing:-.045em}.auth-copy h1 em{font-style:normal;color:#ff3d45}.auth-copy p{font-size:18px;color:#d0d2d5;max-width:580px}.auth-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.auth-pill{padding:9px 13px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);font-size:13px}.auth-panel{display:flex;align-items:center;justify-content:center;padding:40px;background:var(--surface)}.auth-card{width:100%;max-width:420px}.auth-card h2{font-size:32px;margin:0 0 7px;letter-spacing:-.035em}.auth-card>.lead{color:var(--muted);margin:0 0 28px}.auth-theme{position:fixed;top:22px;right:22px;z-index:20}

/* Forms */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:7px;margin-bottom:15px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:750;color:var(--muted)}.field input,.field select,.field textarea{width:100%;border:1px solid var(--border);background:var(--surface-2);color:var(--text);border-radius:12px;padding:12px 13px;outline:none;transition:.18s}.field textarea{min-height:110px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(229,31,39,.12);background:var(--surface)}.field .hint{font-size:11px;color:var(--muted)}
.btn{border:0;border-radius:12px;padding:11px 16px;font-weight:800;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:.18s;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}.btn-primary{background:linear-gradient(135deg,var(--red),#ff4b52);color:#fff;box-shadow:0 9px 22px rgba(229,31,39,.22)}.btn-secondary{background:var(--surface-2);color:var(--text);border:1px solid var(--border)}.btn-success{background:var(--green);color:#fff}.btn-danger{background:#b91c1c;color:#fff}.btn-sm{padding:8px 11px;border-radius:10px;font-size:12px}.btn-block{width:100%}.link{color:var(--red);font-weight:750}.link:hover{text-decoration:underline}
.icon-btn{width:42px;height:42px;border-radius:12px;border:1px solid var(--border);background:var(--surface);color:var(--text);display:inline-grid;place-items:center;cursor:pointer;position:relative}.icon-btn:hover{border-color:var(--red);color:var(--red)}

/* App shell */
.app-layout{min-height:100vh;padding-left:var(--sidebar)}.sidebar{width:var(--sidebar);position:fixed;inset:0 auto 0 0;background:#0b0c0e;color:#fff;border-right:1px solid #1f2227;padding:22px 16px;z-index:40;display:flex;flex-direction:column}.sidebar-brand{display:flex;align-items:center;gap:12px;padding:7px 8px 25px;font-weight:900;letter-spacing:.08em}.sidebar-brand img{width:42px;height:42px;border-radius:10px}.sidebar-brand small{display:block;font-size:9px;letter-spacing:.18em;color:#898e98}.nav-label{font-size:10px;color:#686e79;text-transform:uppercase;letter-spacing:.15em;font-weight:800;margin:14px 10px 8px}.nav-list{display:grid;gap:4px}.nav-link{display:flex;align-items:center;gap:11px;padding:11px 12px;border-radius:12px;color:#aeb3bc;font-size:14px;font-weight:700;transition:.18s}.nav-link svg{width:19px;height:19px;flex:0 0 auto}.nav-link:hover,.nav-link.active{background:#191b20;color:#fff}.nav-link.active{box-shadow:inset 3px 0 0 var(--red)}.sidebar-footer{margin-top:auto;padding:12px 8px 3px;color:#747a84;font-size:11px}.sidebar-user{margin-top:auto;border-top:1px solid #22252b;padding-top:14px}.sidebar-user strong{display:block;color:#fff;font-size:13px}.sidebar-user span{font-size:11px;color:#7f8590}
.app-main{min-height:100vh}.topbar{height:var(--topbar);position:sticky;top:0;z-index:30;background:color-mix(in srgb,var(--bg) 84%,transparent);backdrop-filter:blur(16px);border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;padding:0 34px}.topbar-title h1{font-size:18px;margin:0;letter-spacing:-.02em}.topbar-title p{font-size:12px;color:var(--muted);margin:2px 0 0}.topbar-actions{display:flex;gap:9px;align-items:center}.badge-count{position:absolute;top:-4px;right:-3px;min-width:17px;height:17px;border-radius:9px;background:var(--red);color:#fff;font-size:10px;display:grid;place-items:center;font-weight:800;border:2px solid var(--bg)}
.page{max-width:1500px;margin:0 auto;padding:30px 34px 60px}.announcement{max-width:1500px;margin:20px auto 0;padding:0 34px}.announcement-card{background:linear-gradient(100deg,var(--red-soft),var(--surface));border:1px solid color-mix(in srgb,var(--red) 24%,var(--border));border-radius:14px;padding:12px 15px;display:flex;align-items:center;gap:12px;font-size:13px}.announcement-card strong{color:var(--red)}
.mobile-nav{display:none}

/* Dashboard */
.page-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:24px}.page-head h2{margin:0;font-size:30px;letter-spacing:-.04em}.page-head p{margin:5px 0 0;color:var(--muted);font-size:14px}.head-actions{display:flex;gap:10px;flex-wrap:wrap}.metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-bottom:18px}.metric{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}.metric-top{display:flex;justify-content:space-between;align-items:center}.metric-icon{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--red-soft);color:var(--red);font-size:18px}.metric-label{font-size:12px;color:var(--muted);font-weight:750;text-transform:uppercase;letter-spacing:.06em}.metric-value{font-size:27px;font-weight:900;letter-spacing:-.045em;margin-top:12px}.metric-sub{font-size:11px;color:var(--muted);margin-top:5px}.grid-main{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(320px,.75fr);gap:18px}.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}.panel-pad{padding:21px}.panel-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:17px}.panel-head h3{font-size:16px;margin:0}.panel-head p{font-size:12px;color:var(--muted);margin:3px 0 0}.stack{display:grid;gap:18px}.quick-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.quick{padding:14px;border:1px solid var(--border);border-radius:14px;background:var(--surface-2);cursor:pointer;transition:.18s}.quick:hover{border-color:var(--red);transform:translateY(-1px)}.quick strong{font-size:13px;display:block}.quick span{font-size:11px;color:var(--muted)}
.bank-card{position:relative;min-height:230px;border-radius:25px;padding:25px;color:#fff;overflow:hidden;background:radial-gradient(circle at 80% 15%,rgba(255,255,255,.18),transparent 32%),linear-gradient(135deg,#18191b,#3a1013 60%,#df1f27);box-shadow:0 25px 55px rgba(25,10,12,.25)}.bank-card:before{content:"";position:absolute;width:240px;height:240px;border:1px solid rgba(255,255,255,.09);border-radius:50%;right:-75px;bottom:-110px}.bank-card-brand{display:flex;justify-content:space-between;align-items:center;font-size:14px;font-weight:850;letter-spacing:.12em}.bank-card-brand img{width:31px;height:31px}.bank-card-balance{margin-top:43px}.bank-card-balance small{font-size:10px;text-transform:uppercase;letter-spacing:.13em;color:#d6d8dc}.bank-card-balance strong{display:block;font-size:31px;letter-spacing:-.04em;margin-top:3px}.bank-card-bottom{display:flex;justify-content:space-between;align-items:end;margin-top:27px;font-size:11px;color:#d3d3d3}.bank-card-bottom strong{display:block;color:#fff;font-size:13px;letter-spacing:.08em}.chip{width:41px;height:29px;border-radius:7px;background:linear-gradient(135deg,#ddd1b2,#a99864);position:absolute;left:25px;top:74px}.card-dots{position:absolute;right:23px;top:22px;font-size:23px;opacity:.7}

/* Tables / timeline */
.table-wrap{overflow:auto;border:1px solid var(--border);border-radius:15px}.table{width:100%;border-collapse:collapse;min-width:680px}.table th,.table td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--border);font-size:12px}.table th{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);background:var(--surface-2);position:sticky;top:0}.table tr:last-child td{border-bottom:0}.amount-credit{color:var(--green);font-weight:800}.amount-debit{color:var(--red);font-weight:800}.amount-neutral{color:var(--text);font-weight:800}.status{display:inline-flex;align-items:center;gap:6px;padding:5px 8px;border-radius:999px;font-size:10px;font-weight:800}.status:before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor}.status-pending{background:var(--amber-soft);color:var(--amber)}.status-approved,.status-success,.status-active{background:var(--green-soft);color:var(--green)}.status-refused,.status-error,.status-inactive{background:var(--red-soft);color:var(--red)}.status-info{background:var(--blue-soft);color:var(--blue)}
.transaction-list{display:grid}.transaction{display:grid;grid-template-columns:42px minmax(0,1fr) auto;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--border)}.transaction:last-child{border-bottom:0}.tx-icon{width:40px;height:40px;border-radius:13px;background:var(--surface-2);display:grid;place-items:center;font-weight:900}.transaction strong{font-size:13px;display:block}.transaction small{font-size:11px;color:var(--muted)}.transaction .tx-amount{text-align:right;font-size:13px;font-weight:850}
.empty{padding:38px 20px;text-align:center;color:var(--muted)}.empty-icon{font-size:30px;margin-bottom:8px}.empty strong{display:block;color:var(--text);margin-bottom:4px}.skeleton{height:14px;border-radius:8px;background:linear-gradient(90deg,var(--surface-2),var(--surface-3),var(--surface-2));background-size:220% 100%;animation:shimmer 1.2s infinite}@keyframes shimmer{to{background-position:-220% 0}}

/* Accounts */
.account-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.account-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);display:flex;flex-direction:column}.account-card .eyebrow{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-weight:800}.account-card h3{font-size:18px;margin:8px 0 0}.account-card .big{font-size:29px;font-weight:900;letter-spacing:-.04em;margin:18px 0 3px}.account-card .meta{font-size:11px;color:var(--muted)}.account-card .actions{display:flex;gap:8px;margin-top:20px;flex-wrap:wrap}.progress{height:8px;border-radius:999px;background:var(--surface-3);overflow:hidden;margin:12px 0 5px}.progress>span{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--red),#ff5b62)}

/* Credit */
.credit-layout{display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:18px}.credit-hero{background:linear-gradient(135deg,#101114,#2b1012);color:#fff;border-radius:var(--radius);padding:27px;position:relative;overflow:hidden}.credit-hero:after{content:"$";position:absolute;right:25px;bottom:-42px;font-size:190px;font-weight:950;color:rgba(255,255,255,.035)}.credit-hero h3{font-size:27px;margin:0 0 4px}.credit-hero p{color:#afb3ba;max-width:600px}.credit-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:25px}.credit-stat{padding:14px;border:1px solid #30333a;border-radius:14px;background:rgba(255,255,255,.04)}.credit-stat small{color:#969ba4;font-size:10px;text-transform:uppercase}.credit-stat strong{display:block;margin-top:5px;font-size:17px}.sim-result{background:var(--red-soft);border:1px solid color-mix(in srgb,var(--red) 20%,var(--border));border-radius:15px;padding:15px;display:grid;grid-template-columns:1fr 1fr;gap:10px}.sim-result small{font-size:10px;color:var(--muted);text-transform:uppercase}.sim-result strong{font-size:18px;display:block;margin-top:3px}

/* History chart */
.chart{height:170px;display:flex;align-items:end;gap:7px;padding:20px 0 3px}.bar{flex:1;min-width:5px;border-radius:6px 6px 2px 2px;background:linear-gradient(180deg,#ff5158,var(--red));opacity:.85;position:relative}.bar:hover{opacity:1}.bar[data-negative="true"]{background:linear-gradient(180deg,#80858e,#4b5058)}
.filters{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.search{min-width:240px;flex:1;border:1px solid var(--border);background:var(--surface);color:var(--text);padding:10px 12px;border-radius:11px;outline:none}.search:focus{border-color:var(--red)}

/* Dialog */
dialog{border:0;padding:0;background:transparent;color:var(--text);max-width:min(94vw,520px);width:100%}dialog::backdrop{background:rgba(0,0,0,.55);backdrop-filter:blur(4px)}.dialog-card{background:var(--surface);border:1px solid var(--border);border-radius:22px;box-shadow:0 30px 90px rgba(0,0,0,.3);padding:22px}.dialog-head{display:flex;justify-content:space-between;gap:12px;align-items:start;margin-bottom:18px}.dialog-head h3{margin:0;font-size:20px}.dialog-head p{margin:4px 0 0;font-size:12px;color:var(--muted)}

/* Notification drawer */
.drawer{position:fixed;right:18px;top:84px;width:min(390px,calc(100vw - 36px));max-height:calc(100vh - 105px);z-index:80;background:var(--surface);border:1px solid var(--border);border-radius:18px;box-shadow:0 30px 80px rgba(0,0,0,.24);overflow:hidden}.drawer-head{display:flex;justify-content:space-between;align-items:center;padding:16px;border-bottom:1px solid var(--border)}.drawer-head h3{font-size:14px;margin:0}.drawer-list{max-height:560px;overflow:auto}.notification{display:block;padding:13px 16px;border-bottom:1px solid var(--border);cursor:pointer}.notification.unread{background:var(--red-soft)}.notification strong{font-size:12px;display:block}.notification p{font-size:11px;color:var(--muted);margin:3px 0}.notification time{font-size:10px;color:var(--muted)}

/* Admin */
.admin-tabs{display:flex;gap:7px;overflow:auto;padding-bottom:3px;margin-bottom:18px}.tab-btn{border:1px solid var(--border);background:var(--surface);color:var(--muted);padding:9px 12px;border-radius:11px;font-weight:750;font-size:12px;cursor:pointer;white-space:nowrap}.tab-btn.active{background:var(--text);color:var(--bg);border-color:var(--text)}.request-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.request-card{border:1px solid var(--border);background:var(--surface);border-radius:17px;padding:16px}.request-card-top{display:flex;justify-content:space-between;gap:10px}.request-card h4{margin:0;font-size:14px}.request-card .req-meta{font-size:11px;color:var(--muted);margin:4px 0}.request-card .req-amount{font-size:22px;font-weight:900;margin:13px 0}.request-card .req-actions{display:flex;gap:7px;flex-wrap:wrap}.admin-two{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.settings-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}

/* Toast */
.toast-stack{position:fixed;right:18px;bottom:18px;z-index:120;display:grid;gap:8px;width:min(390px,calc(100vw - 36px))}.toast{padding:13px 15px;border-radius:14px;background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow);font-size:12px;animation:toastIn .2s ease}.toast.success{border-left:4px solid var(--green)}.toast.error{border-left:4px solid var(--red)}.toast.info{border-left:4px solid var(--blue)}@keyframes toastIn{from{opacity:0;transform:translateY(8px)}}

/* 404 */
.error-page{min-height:100vh;display:grid;place-items:center;padding:24px;background:radial-gradient(circle at 50% 20%,var(--red-soft),var(--bg) 45%)}.error-card{text-align:center;max-width:620px}.error-code{font-size:clamp(100px,20vw,210px);font-weight:950;line-height:.8;letter-spacing:-.08em;color:var(--red)}.error-card h1{font-size:30px;margin:25px 0 8px}.error-card p{color:var(--muted)}

@media(max-width:1100px){.metrics{grid-template-columns:repeat(2,1fr)}.account-grid{grid-template-columns:1fr 1fr}.grid-main,.credit-layout,.admin-two{grid-template-columns:1fr}.settings-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:820px){:root{--topbar:67px}.app-layout{padding-left:0;padding-bottom:75px}.sidebar{display:none}.mobile-nav{position:fixed;display:grid;grid-template-columns:repeat(5,1fr);bottom:10px;left:10px;right:10px;height:60px;background:#111317;border:1px solid #2a2d33;border-radius:18px;z-index:60;padding:5px;box-shadow:0 16px 50px rgba(0,0,0,.3)}.mobile-nav a{display:flex;flex-direction:column;align-items:center;justify-content:center;color:#858b94;font-size:9px;font-weight:700;gap:2px;border-radius:12px}.mobile-nav a.active{color:#fff;background:#202329}.mobile-nav svg{width:19px;height:19px}.topbar{padding:0 16px}.page{padding:21px 16px 94px}.announcement{padding:0 16px}.page-head{align-items:start;flex-direction:column}.page-head h2{font-size:25px}.account-grid{grid-template-columns:1fr}.auth-page{grid-template-columns:1fr}.auth-visual{display:none}.auth-panel{padding:72px 23px 30px;min-height:100vh}.request-grid{grid-template-columns:1fr}}
@media(max-width:560px){.metrics{grid-template-columns:1fr 1fr;gap:10px}.metric{padding:15px;border-radius:17px}.metric-value{font-size:21px}.metric-icon{width:32px;height:32px}.quick-grid{grid-template-columns:1fr}.credit-stats{grid-template-columns:1fr}.form-grid,.settings-grid{grid-template-columns:1fr}.topbar-title p{display:none}.topbar-actions .hide-mobile{display:none}.bank-card{min-height:205px}.bank-card-balance{margin-top:38px}.bank-card-balance strong{font-size:27px}.sim-result{grid-template-columns:1fr}.panel-pad{padding:16px}.page{padding-left:12px;padding-right:12px}.announcement{padding-left:12px;padding-right:12px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}